Motorcycle Insurance: Can I insure a Category D bike?

Question:
What is the situation with insuring bikes that have been written-off as Category Ds and then rebuilt? Can you get cover, and if so are the premiums higher?

Iain Jones, email

Answer:
Cover should be available subject to a copy of an up to date MOT following the claim.

There should be no impact on premium if bike repaired as standard as it would usually retain the original registration plate.

There is a potential impact on the market value if you made a claim on the bike, but I’d expect it to be insured for a lower agreed value anyhow.

Chris Evitt, Carole Nash

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