Five bikes that could be yours for less than £100 a month

Fancy a new bike, but don’t want to pay through the nose each month?

The idea of having a brand-new bike to open the garage to is a tantalising prospect, however affording a new machine can often be a problem. 

Thankfully PCP deals offer a way to get on a new motorcycle, often with an affordable repayment option.

We’ve had a look at some bikes that you can pick up for less than £100 each month.

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Personal Contract Purchase deals operate in a similar way to Hire Purchase agreements, in that you don’t own the bike outright. The consumer pays a specified amount each month and at the end of the agreed term, can either use the motorcycle as a deposit for a new machine, hand it back outright, or make a final payment and keep it.

It offers an affordable way into new motorcycle ownership with much smaller monthly repayments than most Hire Purchase options, making it a popular choice for buyers.

We’ve taken a look at some bikes that cost less than £100 a month. That’s the equivalent of a couple of rounds at the pub on a Friday night, how can the missus ever say no to that!? 

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Kawasaki Ninja 650

£95.38 per month

Much more than just a name change, the Ninja 650, which replaces the old, popular ER-6f, also gets added Ninja style, a lighter, more nimble chassis, a more flexible and friendly engine, added versatility and extra class, too.

36 monthly repayments £95.38
Optional final payment £2791.00
Deposit £1000.00
Total amount of credit £5486.00
On the road price £6486.00
Duration of agreement 37 months
Total amount payable £7224.68
Purchase fee* £10.00
APR 5.9%
Annual mileage 5000

Visit Kawasaki.co.uk

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Yamaha XSR700

 

£91.86 per month

The XSR700 is essentially a cosmetic job. That’s not a problem because its base bike, the MT-07, is already a fantastic machine. Yamaha’s restyling has simply broadened the bike’s appeal and opened it up to a wider audience, namely those who are growing out their beards and getting into the retro scene. The neo-retro XSR looks refined, it’s classy and handles superbly – and does it all for an extremely attractive price tag.

36 monthly repayments £91.86
Optional final payment £3059.00
Deposit £1200.00
Total amount of credit £5536.00
Duration of agreement 37 months
Total amount payable £7,565.96
Purchase fee* £10.00
APR 6.4%
Annual Mileage 5000

Visit Yamaha.co.uk

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Triumph Street Twin

£98.48 per month

Classic looks aside – the Street Twin is a brilliant roadster in its own right. But add in the retro style, Triumph’s unrivalled heritage and a sensible price tag and you’ve got a winner.  With its smooth liquid-cooled 900cc motor, easy handling and modern day electronic rider aids, the Triumph is a cinch to get on with, but fun, too. It’s affordable and there are a raft of accessories and kits available to turn your Street Twin into something special.

36 monthly repayments £98.48
Optional final payment £3906.00
Deposit £1500.00
Total amount of credit £6000.00
Duration of agreement 37 months
Total amount payable £8951.28
Purchase fee* £10.00
APR 9.9%
Annual mileage 5000

Visit Triumph.co.uk

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Suzuki SV650

£88 per month

The reworked SV is a fun little bike that will appeal to new riders and give older ones a thrill too. It’s more refined than the outgoing Gladius, has impressive new features and will also undercut its main rivals on price. The only question mark hangs over its anonymous styling.

36 monthly repayments £88
Optional final payment £2676.00
Deposit £1000.00
Total amount of credit £4836.00
Duration of agreement 37 months
Total amount payable £6836.00
Purchase fee* £10.00
APR 8.9%
Annual mileage 5000

Visit Suzuki-gb.co.uk 

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Honda CBR650F

£99 per month

The CBR650F reinvented the middleweight track weapon of old, bringing back the formula of what made the original CBR such a success. It started as a good, affordable, all-round bike, with a touch of Honda class, the 650F restores those qualities. It’s still a peerless ‘bike for all reasons’ at a value price that’ll disappoint no-one.

36 monthly payments £99
Optional final payment £3619.10
Deposit £1098.79
Total amount of credit £6300.21
Duration of agreement 37 months
Total amount payable £8281.89
Purchase fee* £10.00
APR 5.9%
Annual mileage 4000

Visit Honda.co.uk

 

These quotes were correct at the time of inquiry (March 17). Please check with manufacturers to see current prices.

*included in final repayment

 

Looking for the perfect two-wheeled companion? Visit MCN Bikes For Sale website or use MCN’s Bikes For Sale App.